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  • Journal of Finance

Consumer Choice and Corporate Bankruptcy

By: Samuel Antill and Megan Hunter
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    Abstract

    We estimate the indirect costs of corporate bankruptcy associated with lost customers. In incentivized experiments, randomly informing consumers about a firm’s Chapter 11 reorganization lowers their willingness to pay for the firm’s products by 17%-28%. Consumers worry that bankruptcy could reduce product quality or prevent future interactions with the bankrupt firm. On average, 38% of consumers are aware of major bankruptcies. Using our experiments to estimate a structural model, we show that these indirect costs of bankruptcy amount to 12%-15% of a firm's value. We show that these costs are unlikely to arise before bankruptcy.

    Keywords

    Consumer Choice; Bankruptcy; Financial Distress; Structural Estimation; Experimental Economics; Hertz; Insolvency and Bankruptcy; Perception; Consumer Behavior

    Citation

    Antill, Samuel, and Megan Hunter. "Consumer Choice and Corporate Bankruptcy." Journal of Finance (forthcoming).

    About The Author

    Samuel B. Antill

    Finance
    →More Publications

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    More from the Authors
    • First Citizens’ Acquisition of SVB By: Samuel Antill, Marco Sammon and Erik Stafford
    • Healthcare Provider Bankruptcies By: Samuel Antill, Ashvin Gandhi, Jessica Bai and Adrienne Sabety
    • Crisis Interventions in Corporate Insolvency By: Samuel Antill and Christopher Clayton
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