Publications
Publications
- 2024
- Research Handbook on Alternative Finance
Managing, Preserving, and Unlocking Wealth through FinTech
By: Grace Headinger, Lauren Cohen and Zhaoheng Gong
Abstract
In nearly every generation, a sentiment like Einstein’s has been expressed as a cautionary tale to constrain the development and application of technology. In spite of these calls, technology has time and again proven its utility and ability to improve across and upon industries, geographies, and demographies. FinTech holds this same promise. From startups to government sovereigns, FinTech has potential to modernize markets and democratize access to capital, along with creating novel mechanisms and products heretofore undiscovered. In this chapter, we give a broad overview of five areas of recent FinTech development: Personal Finance, Real Estate, Insurance, Investment Management, and Frontier Asset Classes. Moreover, we then conclude by going to the edge of the frontier of current FinTech, making predictions on which areas we believe hold the most promise moving ahead.
Keywords
Citation
Headinger, Grace, Lauren Cohen, and Zhaoheng Gong. "Managing, Preserving, and Unlocking Wealth through FinTech." Chap. 11 in Research Handbook on Alternative Finance, edited by Franklin Allen and Meijun Qian, 250–281. Northampton, MA: Edward Elgar Publishing, 2024.