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  • December 9, 2020
  • Article
  • Harvard Business Review (website)

Give Employees Cash to Purchase Their Own Insurance

By: Regina E. Herzlinger and Barak D. Richman
  • Format:Electronic
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Abstract

Employers’ and employees’ health care costs continue to skyrocket. A solution is to allow employers to give employees pre-tax cash to purchase their own health insurance. This move, enabled by a newly enacted federal rule, would put competitive pressure on insurers, driving down costs, and leave more cash in employees’ pockets.

Keywords

Health Insurance; Health Care and Treatment; Insurance; Employees; Government Legislation

Citation

Herzlinger, Regina E., and Barak D. Richman. "Give Employees Cash to Purchase Their Own Insurance." Harvard Business Review (website) (December 9, 2020).
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About The Author

Regina E. Herzlinger

General Management
→More Publications

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    In the COVID Era, Why Corporate Benefits Demand CEO/CFO Leadership

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    Maintaining Health Care Innovations After the Pandemic

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More from the Authors
  • Note on Healthcare in Ghana By: Regina E. Herzlinger and Ben Creo
  • In the COVID Era, Why Corporate Benefits Demand CEO/CFO Leadership By: Regina E. Herzlinger
  • Maintaining Health Care Innovations After the Pandemic By: Regina E. Herzlinger, Barak D. Richman and Kevin A. Schulman
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