More from the Author

• Case | HBS Case Collection | April 2020 (Revised August 2020)

  CredEx Fintech: Business Model Transformation During the Digital Era

  Laura Huang, Raphael Amit and Xu Han

  Founded in 2010, CredEx has been a fast and constant innovator in the microfinance industry in China. Tang Xia, CEO and co-founder of CredEx, has led the company through a number of profound business model innovations in response to external environment changes, which transformed the company from an offline, operation heavy micro lending company to an online, data driven FinTech company. This case describes CredEx’s business model transformation process since its founding and explores the drivers and challenges in different stages of business model innovation and transformation. Ultimately, the case highlights the key capabilities needed to digitize a traditional finance business as well as the organizational changes needed to enable the digitization.

  Keywords: digitization; fintech; Business Model; Innovation and Invention; Transformation; Microfinance; Organizational Change and Adaptation;

  Citation:

  Huang, Laura, Raphael Amit, and Xu Han. "CredEx Fintech: Business Model Transformation During the Digital Era." Harvard Business School Case 420-080, April 2020. (Revised August 2020.)  View Details

  CiteView DetailsEducatorsPurchase

  Related

• Case | HBS Case Collection | June 2020

  Career Karma: Growth in a Time of Global Uncertainty (A)

  Laura Huang, Elizabeth Jiang, Brandon Yu, Laura Huang, Elizabeth Jiang and Brandon Yu

  Career Karma is a startup focused on helping individuals looking to transition careers into computer engineering roles or similar fields by preparing them for formal technical training programs, or “coding bootcamps,” that would lead to a successful career pivot upon graduating from the program. The platform also encouraged users to engage with each other in “squad” support groups and paired users with mentors (other users who successfully transitioned careers through Career Karma). This case explores the journey of Career Karma’s three founders and navigating growth through an unexpected recession caused by a global pandemic.

  Keywords: Business Ventures; Business Growth and Maturation; Business Plan; Business Startups; Education; Training; Entrepreneurship; Corporate Entrepreneurship; Social Entrepreneurship; Management; Goals and Objectives; Growth and Development Strategy; Growth Management; Marketing Strategy; Organizations; Mission and Purpose; Personal Development and Career; Health Pandemics; Technology Industry; Education Industry; Employment Industry;

  Citation:

  Huang, Laura, Elizabeth Jiang, and Brandon Yu. "Career Karma: Growth in a Time of Global Uncertainty (A)." Harvard Business School Case 420-121, June 2020.  View Details

  CiteView DetailsEducatorsPurchase

  Related

• Case | HBS Case Collection | June 2020

  Career Karma: Growth in a Time of Global Uncertainty (A)

  Laura Huang, Elizabeth Jiang, Brandon Yu, Laura Huang, Elizabeth Jiang and Brandon Yu

  Career Karma is a startup focused on helping individuals looking to transition careers into computer engineering roles or similar fields by preparing them for formal technical training programs, or “coding bootcamps,” that would lead to a successful career pivot upon graduating from the program. The platform also encouraged users to engage with each other in “squad” support groups and paired users with mentors (other users who successfully transitioned careers through Career Karma). This case explores the journey of Career Karma’s three founders and navigating growth through an unexpected recession caused by a global pandemic.

  Keywords: Business Ventures; Business Growth and Maturation; Business Plan; Business Startups; Education; Training; Entrepreneurship; Corporate Entrepreneurship; Social Entrepreneurship; Management; Goals and Objectives; Growth and Development Strategy; Growth Management; Marketing Strategy; Organizations; Mission and Purpose; Personal Development and Career; Health Pandemics; Technology Industry; Education Industry; Employment Industry;

  Citation:

  Huang, Laura, Elizabeth Jiang, and Brandon Yu. "Career Karma: Growth in a Time of Global Uncertainty (A)." Harvard Business School Case 420-121, June 2020.  View Details

  CiteView DetailsEducatorsPurchase

  Related