More from these Authors

• Case | HBS Case Collection | March 2019 (Revised May 2019)

  GENTERA: Facing the Digital Age

  Michael Chu and Carla Larangeira

  After long dominating Mexican microfinance, Compartamos Banco faces the emergence of fintech, just as for the first time its loan portfolio and clients have declined. Enrique Majós, CEO of GENTERA, the bank´s parent company, is keenly aware of the profound changes since the Compartamos IPO in April 2007, when it was valued at $1.5 billion and became the first bank wholly dedicated to microfinance to be quoted in a major stock exchange. Since then, the market has become intensely competitive, with both large established institutions and new entrants vying for the same customers. Simultaneously, the digital era has spawned fintech, threatening to disrupt Compartamos’ highly successful model but also providing opportunities for the bank to reshape it. While challenged to manage key innovation within a leading incumbent, Majós must consider whether to commit his team to a major cost reduction in the next few years to his board of directors at their next meeting at the end of the month.

  Keywords: Micro Finance; base of the pyramid; fintech; Microfinance; Disruption; Innovation and Management; Competitive Strategy; North America; Mexico;

  Citation:

  Chu, Michael, and Carla Larangeira. "GENTERA: Facing the Digital Age." Harvard Business School Case 319-092, March 2019. (Revised May 2019.)  View Details

  CiteView DetailsEducatorsPurchase

  Related

• Article | Cambridge Journal of Regions, Economy and Society | March 2019

  The New Silk Road: Implications for Higher Education in China and the West?

  William C. Kirby and Marijk C. van der Wende

  Recent geopolitical events, such as Brexit and the retreat from multilateral trade and cooperation by the USA, have created waves of uncertainty, especially in the field of higher education, regarding international cooperation. Meanwhile, China is publicly seeking to take the lead in globalisation, developing its higher education and research systems at speed and actively seeking to cooperate with academic partners along the New Silk Roads in order to attract talent (back). But under which conditions, whose definitions, and based on what values? And what, if any, difference will the “New Silk Road” make in the global educational landscape?

  Keywords: New Silk Road; Globalization; Higher Education; Global Range; International Relations; Cooperation;

  Citation:

  Kirby, William C., and Marijk C. van der Wende. "The New Silk Road: Implications for Higher Education in China and the West?" Cambridge Journal of Regions, Economy and Society 12, no. 1 (March 2019): 127–144.  View Details

  CiteView DetailsFind at Harvard Read Now Purchase

  Related

• Other Presentation | 28 Feb 2019

  Perspectives on Chinese Investment in the United States: Testimony for the USCC

  William C. Kirby

  Citation:

  Kirby, William C. "Perspectives on Chinese Investment in the United States: Testimony for the USCC." Hearing on 'Risks, Rewards, and Results: U.S. Companies in China and Chinese Companies in the United States', U.S.-China Economic and Security Review Commission (USCC), Washington, DC, February 28, 2019.  View Details

  CiteView Details Read Now

  Related