Case | HBS Case Collection | February 2007 (Revised October 2007)


by Shawn A. Cole and Peter Tufano


BASIX, an Indian microfinance corporation, must decide whether to continue to sell weather insurance to its clients. A brand-new financial product, weather insurance pays if measured rainfall during the growing season falls below a pre-specified limit. Mr. Sattaiah, managing director of the BASIX's bank, considers a revised insurance policy for the coming season, weighing the costs and potential risks of expanding the product against the potential benefits.

Keywords: Cost vs Benefits; Microfinance; Insurance; Risk Management; Banking Industry; India;


Cole, Shawn A., and Peter Tufano. "BASIX." Harvard Business School Case 207-099, February 2007. (Revised October 2007.)