Other Unpublished Work | 2011

Good Cop, Bad Cop: Monitoring and Liquidation Incentives in Corporate Finance

by Lucy White and Alexander Guembel

Abstract

In this paper we examine how the quantity of information generated about firm prospects can be improved by splitting a firm's cash flow into a `safe' claim (debt) and a `risky' claim (equity). The former, being relatively insensitive to upside risk, provides a commitment to shut down the firm in the absence of good news. This commitment provides the latter a greater incentive to collect information than a monitor holding the aggregate claim would have. Thus debt and equity are shown to be complementary instruments in firm finance. We show that stock markets can play a useful role in transmitting information from equity to debt holders. This provides a novel argument as to why information contained in stock prices affects the real value of a corporation. It also allows us to make empirical predictions regarding the relation between shareholder dispersion, market liquidity and capital structure.

Keywords: Borrowing and Debt; Capital Structure; Cash Flow; Equity; Financial Liquidity; Financial Markets; Information; Motivation and Incentives;

Citation:

White, Lucy, and Alexander Guembel. "Good Cop, Bad Cop: Monitoring and Liquidation Incentives in Corporate Finance." May 2011.